<?xml version="1.0" encoding="UTF-8"?>
<ns0:getCardHolderVerificationMethodsRes xmlns:ns0="http://vnts.visa.com/tpcas/v1">
    <ns0:actionCode>01</ns0:actionCode>
    <ns0:errorCode>ISE40504</ns0:errorCode>
</ns0:getCardHolderVerificationMethodsRes>